Budgeting

How To Budget Money When You Have Kids

January 6, 2012

If you want financial freedom, you must learn how to budget your money. But how do you do this when you have several children? Budgeting with kids isn’t easy, but it is far from impossible. First and foremost, you and your spouse need to pick your priorities. Most people can’t have financial independence before the [...]

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Beyond Budgeting Basics: Optional Budgeting Categories

December 30, 2011

In this post about how to budget money, I list the basic categories that most people will share in common. However, a truly effective budget will break down your spending categories even further, categories I refer to as “optional” because not everyone will need every single category. These optional categories will differ from person to [...]

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How To Budget Money

December 23, 2011

In a previous post, I explained the importance of budgeting money. Once you understand why, you need to understand how to budget money. There really isn’t a right or wrong way to create a budget. But some ways are more efficient and clear than others. The way I am about to present to you will [...]

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Financial Freedom: THE Baby Step You Shouldn’t Ignore

October 7, 2011

This week I begin the tradition of writing two financial freedom posts per month. To start, I want to go through Dave Ramsey’s financial baby steps. My reasons are twofold: first, he has a great plan that has proven to be effective. If you have never heard of him or his book The Total Money [...]

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Your Road To Financial Freedom

February 15, 2010

Financial freedom can be yours within ten years. Perhaps even less. You don’t have to spend your whole life at a job you don’t like and wait forty years for your investments to grow to a comfortable level. And you don’t have to take huge risks to work toward that freedom. But before I go [...]

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